Insurance and Risk Management

Insurance and Risk Management

NTCI has years of experience managing safety and risk. We understand the unique exposures transportation companies face and how to improve them. Our experts can work as your partner and help manage and improve your loss costs, exposures and premiums.

We can also work with our insurance partners to obtain the best coverage including:

  • Liability
  • Cargo
  • Physical damage
  • Workers’ compensation
  • Independent contractor programs

Your loss experience, type of operation, safety scores and location are primary rating factors that go into making up your premium. Underwriters also have discretion to reduce your rate when they have a greater comfort level with how your company is run. First you need to be doing the right things, and then equally important is to make sure underwriters are informed on what changes are being made that can improve future loss costs such as:

  • Explaining the benefit of our outsourcing services to insurance providers
  • Improving quality of drivers
  • Things being implemented to help build your safety focused organization
  • Improvements being made in safety ratings and CSA scores
  • Analysis of losses so you are buying the right deductibles and limits

For help with your insurance program, contact NTCI today.